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Seminar IV: Active vs Passive Decisions and Crowd-Out in Retirement Savings Accounts

John Friedman
Harvard Kennedy School
Watch the presentation

Flore-Anne Messy, Senior Policy Expert in the Directorate for Financial and Enterprise Affairs
Organisation for Economic Co-operation and Development

Karen Dynan, Vice-President, Co-Director of Economic Studies
Brookings Institute

Paul Smith, Chief, Flow of Funds Section, Division of Research and Statistics
Federal Reserve Board

April 18, 2013
3:30 pm to 5:00 pm
Reception to follow

The George Washington University School of Business
Room 652, Duquès Hall
2201 G Street NW (22nd Street entrance)
Metro: Foggy Bottom Station

Financial Literacy Talks: Interview with Financial Literacy Thought Leaders

Biographical Statement: John Friedman

John Friedman is an Assistant Professor of Public Policy at the Harvard Kennedy School and a Faculty Research Fellow at the National Bureau of Economic Research. He works on a wide range of topics, including taxation, healthcare, and education, which have appeared in top academic journals. His work has been covered in many major media outlets, as well as cited by President Obama in the State of the Union Address. Prof. Friedman holds a Ph.D. in Economics, an A.M. in Statistics, and a B.A. in Economics, all from Harvard University.

Click here for further information about Professor Friedman.

Biographical Statement: Flore-Anne Messy

Principal Administrator,
Financial Affairs Division
Directorate for Financial and Enterprise Affairs, OECD
2, rue André Pascal
75775 Paris Cedex 16
Tel: +33 1 45 24 96 56
Fax: +33 1 45 24 18 33

Ms. Flore-Anne MESSY is Senior Policy Expert in the Directorate for Financial and Enterprise Affairs of the Organisation for Economic Co-operation and Development (OECD).

She is responsible for the OECD financial education project and is the Executive Secretary of the International Network on Financial Education and its dedicated website the OECD International Gateway for Financial Education (

She joined the OECD in June 2000 originally to work and develop the activities of the Secretariat for the Insurance and Private Pensions Committee (IPPC). As such, she was in charge of a series of projects in the financial sector including the governance of insurers; the financial management of large-scale catastrophes; work related to ageing and insurance; private financing of health care and the coverage of medical malpractice.

Prior to the OECD she worked at Deloitte and Touche Tomatsu Audit Paris, in the insurance and banking field. She graduated from the Institute of Political Studies of Paris and received her thesis in international economies from University Pantheon-Sorbonne of Paris in 1998.

Biographical Statement: Karen Dynan

Karen Dynan is vice president, co-director of Economic Studies, and the Robert S. Kerr Senior Fellow at the Brookings Institution. She is an expert on macroeconomic policy and household finance issues.

Prior to joining Brookings in 2009, Dynan served on the staff of the Federal Reserve Board for 17 years, most recently as a senior adviser. While at the Fed, she played a leadership role in a number of areas, including macroeconomic forecasting, analysis of household and real estate finance conditions, and the policy response to the financial crisis. She also served as a senior economist at the White House Council of Economic Advisers, from 2003-2004, and as a visiting assistant professor at Johns Hopkins University in 1998.

Dynan's research focuses on consumer spending and saving decisions, household debt and deleveraging, household financial security, foreclosure prevention, and the effects of financial innovation on economic dynamics. Her papers have been published in top economics journals, including the American Economic Review, Journal of Political Economy, Journal of Economic Perspectives, and Journal of Monetary Economics.

Dynan has published opinion pieces in the Washington Post and Financial Times and has written for policy-related publications such as Stanford University's Pathways and the Milken Institute Review. She participates in Politico's Arena, and is an "economic insider" for the National Journal. She chairs the Board of Overseers of the Panel Study of Income Dynamics, and she is a member of the American Economic Association Committee on Economic Statistics.

Dynan received her Ph.D. in Economics from Harvard University and her A.B. from Brown University. She lives in Bethesda, Maryland with her husband and twin daughters.