Housing Finance Policy Research
FHA Assessment Report Research Papers
This series of reports produced by GW’s Center for Real Estate and Urban Analysis analyze and interpret the role of, and reforms to, the Federal Housing Administration (FHA) as the U.S. emerged from the Great Recession.
- Report on the Role of the FHA in a Recovering U.S. Housing Market, May 2012
- Report on Loan Limits, February 2011
- Report on Proposals by the Obama Administration to Reduce FHA Loan Limits, June 2011
- Report of Mortgage Risk in the Broader Context of the Overall Housing Market, November 2011
Robert Van Order and Anthony Yezer, George Washington University
The Housing and the Credit Crunch Conference – May 2010
- The Subprime Crisis- How Much Did Lender Regulation Matter?
By Robert Avery & Kenneth Brevoort, Division of Research and Statistics, Board of Governors of the Federal Reserve System
- Thy Neighbor’s Mortgage- Does Living in a Subprime Neighborhood Impact Your Probability of Default?
By Sumit Agarwal, Federal Reserve Bank of Chicago, and Brent Ambrose, Pennsylvania State University
- Fools or Crooks- Testing for Fraud in the Residential Mortgage Market
By Paul Carrillo, George Washington University
- What Role did Piggyback Lending Play in the Housing Bubble and Mortgage Collapse?
By Michael LeCour-Little, Cal State University at Fullerton
- A Microsimulation Approach to Establish a New House Price Stress Test for Economic Capital Related to Residential Mortgages
By James Follain, James R. Follain LLC, Seth Giertz, University of Nebraska-Lincoln, and The Credit Ratings Agencies
Lawrence White, New York University
- The Great Surge in Mortgage Defaults, 2006-2009- The Comparative Roles of Economic Conditions, Underwriting and Moral Hazard
By Dennis Capozza, Univeristy of Michigan, and Robert Van Order, George Washington University
- Cherry Picking in Subprime Mortgage Securitizations- Which Subprime Mortgage Loans Were Sold by Depository Institutions Prior to the Crisis of 2007?
By Paul Calem, Federal Reserve Board, Christopher Henderson, Federal Reserve Bank of Philadelphia, and Jonathan Liles, Freddie Mac
Other Research Papers
- Deconstructing a Mortgage Meltdown- A Methodology for Decomposing Underwriting Quality
By Charles Anderson, University Financial Associates, LLC, Dennis Capozza, University of Michigan, and Robert Van Order, George Washington University
- A Closer Look at Fannie Mae and Freddie Mac- What We Know, What We Think We Know and What We Don’t Know
By Jason Thomas, George Washington University, and Robert Van Order, George Washington University
- Causes of the Surge in Defaults- Economic Conditions, Underwriting and Moral Hazard
By Dennis Capozza, University of Michigan, and Robert Van Order, George Washington University